Home
The IAM Ascension Model · Phase 08
Generational Wealth
A legacy that outlives you.
The final phase is not about you — it is about the century you leave behind. Phase 8 engineers the transfer: trusts, permanent insurance, family governance, philanthropy, and heirs prepared to steward, not squander.
I am the ancestor my family will thank.
Outcomes
- Revocable living trust with assets re-titled
- Permanent life insurance layered for tax-advantaged transfer
- Family financial constitution and annual wealth meeting
Metrics that move you forward
- • 100% of major assets titled into trust
- • Annual family wealth meeting scheduled
- • Heirs educated on stewardship
Unlocks next: Legacy in motion — forever.
Action Plan
- 1.Form a revocable living trust
Avoid probate. Re-title major assets into the trust.
- 2.Layer permanent life insurance
Whole or indexed universal life for tax-advantaged transfer.
- 3.Write your family financial constitution
Values, rules of stewardship, education requirements for heirs.
- 4.Hold the first family wealth meeting
Bring heirs into the plan. Wealth without education evaporates in one generation.